Health insurance is an important investment for you and your family. Many people realize the importance of health insurance when they need to see a doctor, because it helps them get an appointment, and of course it can help out significantly if you have a serious accident or illness.
Health insurance can also be a money saver, a fact that many don't realize. Health insurance actually limits the amount your doctor can charge for certain things like x-rays, certain treatments, and lab work. Without health insurance, you would be at the mercy of the doctors, who can charge whatever they want. With health insurance, your savings can quickly add up.
The insurance companies set the amounts the doctors can charge by creating what is referred to as 'reasonable and customary' charges. They cap what providers can charge for specific services. Anything above the R&C charges must be absorbed by the doctor's office. So, in effect, your health insurance actually saves you money.
In addition to saving you money off your medical bills, did you know that many health insurance companies actually provide you with reimbursement for things that you do to improve your health? Things like exercise programs, sports activities, and gym memberships may be paid at least in part by your health insurance company. Some health insurance plans actually will even reimburse you some money towards purchasing fresh fruits and vegetables. They dont advertise these benefits, however by reading your health insurance policy, including the fine print; you may just find out that they owe you money.
There are many reasons to cut back these days, but the one thing that you should never skimp on is your health insurance. It is important to keep your family covered, and think of it as saving money instead of spending it and I am sure you will feel better about the money that you are investing in your insurance policy each month.
Health insurance can also be a money saver, a fact that many don't realize. Health insurance actually limits the amount your doctor can charge for certain things like x-rays, certain treatments, and lab work. Without health insurance, you would be at the mercy of the doctors, who can charge whatever they want. With health insurance, your savings can quickly add up.
The insurance companies set the amounts the doctors can charge by creating what is referred to as 'reasonable and customary' charges. They cap what providers can charge for specific services. Anything above the R&C charges must be absorbed by the doctor's office. So, in effect, your health insurance actually saves you money.
In addition to saving you money off your medical bills, did you know that many health insurance companies actually provide you with reimbursement for things that you do to improve your health? Things like exercise programs, sports activities, and gym memberships may be paid at least in part by your health insurance company. Some health insurance plans actually will even reimburse you some money towards purchasing fresh fruits and vegetables. They dont advertise these benefits, however by reading your health insurance policy, including the fine print; you may just find out that they owe you money.
There are many reasons to cut back these days, but the one thing that you should never skimp on is your health insurance. It is important to keep your family covered, and think of it as saving money instead of spending it and I am sure you will feel better about the money that you are investing in your insurance policy each month.
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