In today's tough economic times, a lot of people find the cost of prescription drugs unaffordable. What makes this situation even worse is the fact that many are also not covered by any type of health insurance nor are they covered by a prescription drug insurance.
The problem is that many of these people require medication in order to function or even to live. Fortunately, numerous pharmaceutical companies, organizations and large retailers offer free or low cost medication access programs to people who cannot afford them.
One such company is Xubex. Xubex is a pharmaceutical company that offers to eligible people all generic medications at a fraction of their cost. Furthermore, some people are even eligible to receiving a three month supply of medication for $20 or less.
Applying to these programs:
Although many companies offer such programs, their policies and rules as to who qualifies vary. Thus, in order to know how to apply, it is necessary to obtain the information specific to the company. This is normally available on the company's website. However, if it is not there, the company should be contacted directly.
After the details are obtained, the candidate must fill certain forms, and mail them with supporting documents. In addition, the doctor who prescribed the medication must fill a certain part of the application form.
These supporting documents include prescriptions and payment requirements. A necessary " and understandable " component of the application is the details regarding the patients income sources (or lack of). Clearly this aspect is one of the major variables that are used to determine a candidates eligibility for the no cost or low cost medication access programs.
It is important to emphasize that some companies allow applying on behalf of other people. This is probably so that people who cannot do this on their own (too sick, too old, or do not speak English) would still be able to benefit from these programs.
After receiving the application, if approved, patients usually receive the medication within the next 24 hours.
Note that this type of application has to be redone every year along with up-to-date supporting financial documents. After all, it is possible that a patients financial situation has changed for the better and he may no longer be eligible for the program, allowing another, less fortunate patient to take his place.
These programs, the No Cost or Low Cost Medication Access Programs, that are being offered by many companies even in these tough times offer a glimmer of hope to many people, and are truly a testament to the generosity of the human spirit.
The problem is that many of these people require medication in order to function or even to live. Fortunately, numerous pharmaceutical companies, organizations and large retailers offer free or low cost medication access programs to people who cannot afford them.
One such company is Xubex. Xubex is a pharmaceutical company that offers to eligible people all generic medications at a fraction of their cost. Furthermore, some people are even eligible to receiving a three month supply of medication for $20 or less.
Applying to these programs:
Although many companies offer such programs, their policies and rules as to who qualifies vary. Thus, in order to know how to apply, it is necessary to obtain the information specific to the company. This is normally available on the company's website. However, if it is not there, the company should be contacted directly.
After the details are obtained, the candidate must fill certain forms, and mail them with supporting documents. In addition, the doctor who prescribed the medication must fill a certain part of the application form.
These supporting documents include prescriptions and payment requirements. A necessary " and understandable " component of the application is the details regarding the patients income sources (or lack of). Clearly this aspect is one of the major variables that are used to determine a candidates eligibility for the no cost or low cost medication access programs.
It is important to emphasize that some companies allow applying on behalf of other people. This is probably so that people who cannot do this on their own (too sick, too old, or do not speak English) would still be able to benefit from these programs.
After receiving the application, if approved, patients usually receive the medication within the next 24 hours.
Note that this type of application has to be redone every year along with up-to-date supporting financial documents. After all, it is possible that a patients financial situation has changed for the better and he may no longer be eligible for the program, allowing another, less fortunate patient to take his place.
These programs, the No Cost or Low Cost Medication Access Programs, that are being offered by many companies even in these tough times offer a glimmer of hope to many people, and are truly a testament to the generosity of the human spirit.
About the Author:
Tom Harkenshire has been dealing for years with Health Insurance companies. In this article he discussed No Cost or Low Cost Medication Access Programs. To read many more of his articles that will help you better comprehend Health Insurance policies and possibly even save you money, visit his website: The Guide To Health.
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