The high cost of medical services causes that every day one has more need of a health insurance plan that allows you to cover the high costs of hospitalization and medical treatment. This represents a great help to people of the third age, often have health problems.
Nowadays, the role that health insurance plans play within the family economy is very important provided that they give reassurance when an unplanned event happens. In general, these plans are contracts by which the insured is reimbursed in case of illness or hospitalization.
In this scenario, seniors are not the exception given that it is only necessary to match the national profile to be subject of this type of medical care. In principle, seniors must get a health insurance plan before turning 65 years of age and, from this date on pay a policy every 12 months. This makes it possible for a man or a woman older than 70 or 75 is covered by the security health insurance plan.
In an ideal world, the criterion that determines the eligibility of a person would be health condition and not age. It would be more just seniors who take care of themselves and have healthy habits to be equally likely to get approved for a health insurance plan as a young person. The reality is the total opposite, the older the person is, the higher the fees of the medical plan, considering that most plans would even increase the amounts every five years on the basis of the risk they take.
Health insurance plans offer the insured the possibility of visiting highly qualified doctors that work in emergency rooms or clinics. Another benefit of these kinds of plans is that they compensate the insured with a fraction of the cost of the medical bill. Additionally, your health insurance plan could cover you whether you are in the country or not, when the time in the foreign country is not over the three months.
Health insurance plans cover also the cost of accidents, accidental death and organ loss. Some plans cover also funerary costs. In the case that the insured passes away as a consequence of an illness or accident that is cover by the health insurance plan, his or her dependents will be protected without need of the payment of a commission for a period of 3 years
Nowadays, the role that health insurance plans play within the family economy is very important provided that they give reassurance when an unplanned event happens. In general, these plans are contracts by which the insured is reimbursed in case of illness or hospitalization.
In this scenario, seniors are not the exception given that it is only necessary to match the national profile to be subject of this type of medical care. In principle, seniors must get a health insurance plan before turning 65 years of age and, from this date on pay a policy every 12 months. This makes it possible for a man or a woman older than 70 or 75 is covered by the security health insurance plan.
In an ideal world, the criterion that determines the eligibility of a person would be health condition and not age. It would be more just seniors who take care of themselves and have healthy habits to be equally likely to get approved for a health insurance plan as a young person. The reality is the total opposite, the older the person is, the higher the fees of the medical plan, considering that most plans would even increase the amounts every five years on the basis of the risk they take.
Health insurance plans offer the insured the possibility of visiting highly qualified doctors that work in emergency rooms or clinics. Another benefit of these kinds of plans is that they compensate the insured with a fraction of the cost of the medical bill. Additionally, your health insurance plan could cover you whether you are in the country or not, when the time in the foreign country is not over the three months.
Health insurance plans cover also the cost of accidents, accidental death and organ loss. Some plans cover also funerary costs. In the case that the insured passes away as a consequence of an illness or accident that is cover by the health insurance plan, his or her dependents will be protected without need of the payment of a commission for a period of 3 years
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