People have to travel for business as well as for vacation. However, one gets exposed to a lot of risks while traveling. Accidents happen unexpectedly, and therefore you will never be able to anticipate it. This is the reason for which travel health insurance is of great importance. It provides high service excellence, and international coverage besides offering you value for your money.
We all know that ?Prevention is better than cure?. Isn?t it good to be protected than feeling sorry about the consequences? Travel health insurance might seem to be like an additional expense when you spend thousands on your trip. But you can enjoy your trip at the fullest by having a perfect travel insurance.
Did you know that just one night?s stay in the hospital can cost you $2500 or more? Or a heart surgery abroad can cost you as much as $100,000? Hence, travel medical insurance is an affordable, safe and easy way for insuring unforeseen costs and events.
Travel insurance provides you with cover for personal accident, ambulance cost, hospitalization, loss of baggage/passport, home burglary etc. Although, medical insurance for travelers provides the coverage during medical emergencies, it is always safe to have a policy that can provide maximum cover.
The amount of medical coverage allowed by the travel insurance companies varies widely. While young people are allowed policies which are nearly of $500,000, older people are generally allowed to purchase policies ranging between $50,000 and $100,000. Most of the insurance companies offer a comparison tool especially designed for the older people. The advantage of this tool is that you will be able to pick the best buy.
However, if you are going for fixed benefit travel insurance policies then it will not cover all your expenses. Limitations are there for every kind of expense. Suppose you meet with a personal accident then your policy of $100K might cover something around $20K. However, if it is a mere dental expense then your policy might cover you for only $500. The exact amount obviously varies from company to company. If you incur any accident related expenditure beyond this ceiling then you will have to bear that on your own.
It is important to know that for certain expenses there are a deductible which is levied. The deductible is basically a fixed amount which is pre-determined by an agreement between yourself and your travel insurance company at the time of purchasing the policy. You will have to pay this amount towards your medical expenses before your travel insurance company starts covering you. Generally the lower the premium amount the higher is the deductible you have to pay.
Travel insurance covers losses other than medical expenses. The travel health insurance company will also provide you coverage against repatriation costs, loss of personal belongings, medical evacuation, etc. Isn?t it really a wise decision to secure yourself against such unforeseen financial expenses?
We all know that ?Prevention is better than cure?. Isn?t it good to be protected than feeling sorry about the consequences? Travel health insurance might seem to be like an additional expense when you spend thousands on your trip. But you can enjoy your trip at the fullest by having a perfect travel insurance.
Did you know that just one night?s stay in the hospital can cost you $2500 or more? Or a heart surgery abroad can cost you as much as $100,000? Hence, travel medical insurance is an affordable, safe and easy way for insuring unforeseen costs and events.
Travel insurance provides you with cover for personal accident, ambulance cost, hospitalization, loss of baggage/passport, home burglary etc. Although, medical insurance for travelers provides the coverage during medical emergencies, it is always safe to have a policy that can provide maximum cover.
The amount of medical coverage allowed by the travel insurance companies varies widely. While young people are allowed policies which are nearly of $500,000, older people are generally allowed to purchase policies ranging between $50,000 and $100,000. Most of the insurance companies offer a comparison tool especially designed for the older people. The advantage of this tool is that you will be able to pick the best buy.
However, if you are going for fixed benefit travel insurance policies then it will not cover all your expenses. Limitations are there for every kind of expense. Suppose you meet with a personal accident then your policy of $100K might cover something around $20K. However, if it is a mere dental expense then your policy might cover you for only $500. The exact amount obviously varies from company to company. If you incur any accident related expenditure beyond this ceiling then you will have to bear that on your own.
It is important to know that for certain expenses there are a deductible which is levied. The deductible is basically a fixed amount which is pre-determined by an agreement between yourself and your travel insurance company at the time of purchasing the policy. You will have to pay this amount towards your medical expenses before your travel insurance company starts covering you. Generally the lower the premium amount the higher is the deductible you have to pay.
Travel insurance covers losses other than medical expenses. The travel health insurance company will also provide you coverage against repatriation costs, loss of personal belongings, medical evacuation, etc. Isn?t it really a wise decision to secure yourself against such unforeseen financial expenses?
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