Students plan to achieve higher education in a foreign country for better prospects. With international student insurance they can pursue distant education without any obstacles. International schools and student visas require its students to have medical insurance to safeguard their life in a foreign country.
Your domestic insurance will not follow you while studying abroad. A comprehensive International Student Medical Insurance travels with you wherever you go. Hence, international student health insurance is a suitable option for students studying in USA and abroad. It is specifically designed to meet the special needs of students enrolled in USA or other universities.
You can avail local health insurance in US only if you are a US citizen. The US Government has not proposed any specific requirements for students studying abroad. But, some institutions in the US require students to buy health insurance before enrollment. Sometimes these institutions may offer insurance themselves, which might be expensive. Hence, it is advisable for students to look for cheap insurance plans outside the institutions. The insurance company will have to fill a waiver form for students desiring to buy insurance from outside the school.
International student insurance offers the benefit of covering students? spouses and children (F4 visa). Various suitable plans are available if one wants a cover only for spouses and children. Today, quality medical insurance plans are available at much cheaper rates.
The highest coverage amounts to $5 million, which is similar to the main-stream plans offered to permanent US citizens. These plans can be renewed after a fixed period, to ensure the regular premium payments. Many students opt for international student insurance with a medical maximum between $200,000 and $300,000 per injury or illness. Most International Student Medical Insurance offer direct claims settlement via PPO networks in USA. Some policies waive or lower deductibles if treatment is initially sought at the University?s Student Health Center.
Medical expenses such as; doctor visits, hospitalization, medical evacuation, prescribed drugs, surgery, terrorism etc, are covered by international student insurance. Besides, pregnancy or maternity expenses are also covered by some insurance policies.
You can even avail emergency assistance services day and night. They will assist you in locating a doctor, finding emergency medical transportation and multilingual services in an unknown country. You can take advantage of these emergency services all throughout your stay.
It takes time to adjust in a new environment. What would happen if you meet with an accident or fall sick in such an unknown country? With international student health insurance you can rest assure that you or your dependents are safe and secured in any unforeseen event.
Your domestic insurance will not follow you while studying abroad. A comprehensive International Student Medical Insurance travels with you wherever you go. Hence, international student health insurance is a suitable option for students studying in USA and abroad. It is specifically designed to meet the special needs of students enrolled in USA or other universities.
You can avail local health insurance in US only if you are a US citizen. The US Government has not proposed any specific requirements for students studying abroad. But, some institutions in the US require students to buy health insurance before enrollment. Sometimes these institutions may offer insurance themselves, which might be expensive. Hence, it is advisable for students to look for cheap insurance plans outside the institutions. The insurance company will have to fill a waiver form for students desiring to buy insurance from outside the school.
International student insurance offers the benefit of covering students? spouses and children (F4 visa). Various suitable plans are available if one wants a cover only for spouses and children. Today, quality medical insurance plans are available at much cheaper rates.
The highest coverage amounts to $5 million, which is similar to the main-stream plans offered to permanent US citizens. These plans can be renewed after a fixed period, to ensure the regular premium payments. Many students opt for international student insurance with a medical maximum between $200,000 and $300,000 per injury or illness. Most International Student Medical Insurance offer direct claims settlement via PPO networks in USA. Some policies waive or lower deductibles if treatment is initially sought at the University?s Student Health Center.
Medical expenses such as; doctor visits, hospitalization, medical evacuation, prescribed drugs, surgery, terrorism etc, are covered by international student insurance. Besides, pregnancy or maternity expenses are also covered by some insurance policies.
You can even avail emergency assistance services day and night. They will assist you in locating a doctor, finding emergency medical transportation and multilingual services in an unknown country. You can take advantage of these emergency services all throughout your stay.
It takes time to adjust in a new environment. What would happen if you meet with an accident or fall sick in such an unknown country? With international student health insurance you can rest assure that you or your dependents are safe and secured in any unforeseen event.
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